Minnesota Focus Owners Club

how do all you pay more then me! im 19 and i have a 2005 ST and for full coverage i pay just over $100 a month. oh and all the stat bullshit about accidents shouldnt mean anything, if they did the states would not have these bullshit speedlimits. the people who do the national traffic safety stat stuff found that there are more faital accidents at 55 mph and lower then there are at hight speeds (AKA highway speeds) also that recently it is middle aged drivers that are in more accidents then young kids like 18-20. and that more women get in accidents now then men (ahem peolly cuz of cellphones, and i know i have seen many that just dont seem to know what is going on) so all in all statistics are dumb, they just like to tell you its all about the statistics when if you really look at them its not as bad as they make it sound

oh and back to the original comment, they have it listed that they replaced the "gear selector". but all in all i got a rental car for 7 days, a brand new transmission and the new "gear selector" for $50 (my deductable on the warrenty) hows that for a good deal?

STtuner05 wrote:how do all you pay more then me! im 19 and i have a 2005 ST and for full coverage i pay just over $100 a month.

Ummmmmm...... let me take a stab at it, but my guess is your still under mommy and daddy's insurance plan. Try going off on your own and see what happens, or if you live in Cheese Head land, which isn't a No Fault state like Minnesota is, insurance is much cheaper over there.


- Josh

$106 a month for my '06 and my '93 exploder, full coverage on the '06, liability only on the '93 Am Fam like Steve. I'm a few years older than Steve. Also guy's being married and having kids helps (or at least used to)

B

200 flat for the 07 stang, but i just turned 25 (yea steve, you're not the only old fart ) so i still gotta check that with them. good ole allstate

umdivx wrote:

STtuner05 wrote:how do all you pay more then me! im 19 and i have a 2005 ST and for full coverage i pay just over $100 a month.

Ummmmmm...... let me take a stab at it, but my guess is your still under mommy and daddy's insurance plan. Try going off on your own and see what happens, or if you live in Cheese Head land, which isn't a No Fault state like Minnesota is, insurance is much cheaper over there.


- Josh

lol bleed it dry man, i need to cut costs anywhere i can to afford my stuff

STtuner05 wrote:

umdivx wrote:

STtuner05 wrote:how do all you pay more then me! im 19 and i have a 2005 ST and for full coverage i pay just over $100 a month.

Ummmmmm...... let me take a stab at it, but my guess is your still under mommy and daddy's insurance plan. Try going off on your own and see what happens, or if you live in Cheese Head land, which isn't a No Fault state like Minnesota is, insurance is much cheaper over there.


- Josh

lol bleed it dry man, i need to cut costs anywhere i can to afford my stuff

So I take that as a yes for mommy and daddy?

- Josh

STtuner05 wrote:how do all you pay more then me! im 19 and i have a 2005 ST and for full coverage i pay just over $100 a month. oh and all the stat bullshit about accidents shouldnt mean anything, if they did the states would not have these bullshit speedlimits. the people who do the national traffic safety stat stuff found that there are more faital accidents at 55 mph and lower then there are at hight speeds (AKA highway speeds) also that recently it is middle aged drivers that are in more accidents then young kids like 18-20. and that more women get in accidents now then men (ahem peolly cuz of cellphones, and i know i have seen many that just dont seem to know what is going on) so all in all statistics are dumb, they just like to tell you its all about the statistics when if you really look at them its not as bad as they make it sound

wat?? i'm not sure where ur getting at wit this, but i got a pretty bad record and i use to pay $600+ a month A MONTH for full coverage for my svtf, now i'm at $350, i'm pretty sure it's all about stats...


oh and back to topic, that sucks buttin heads wit dealers, so time consuming....

American Family is where it's at. I'm 23yrs old with a speeding ticket and I only pay $98 a month for my SVTF. I also so have my house insurence through them too which helps